Texas Car Insurance Requirements

Texas car insurance requirements

Texas car insurance keeps you financially protected in the event of an automobile accident, but is also required by law to carry. Anyone found operating a vehicle without the proper state-required coverage is subject to a slew of penalties, including suspension of driving privileges, increased auto insurance rates, suspension of motor vehicle registration, and fines.

What Affects The Cost of Car Insurance?

Many drivers aren’t carrying the necessary coverage because they feel the costs are far too much for their already stretched budget. They want cheap car insurance in Texas and who can blame them? The rates for auto insurance does vary from one person to the next, with numerous factors influencing the rates. Those factors include:

  • Age of driver
  • City you live
  • Prior driving history
  • Prior auto insurance history
  • Type of vehicle being insured
  • Amount of deductible
  • Amount of coverage you want

The above listed factors are just a handful of the many that weigh in on the costs of your coverage. Although it isn’t possible to control all the factors influencing your coverage rates, you can drive safely, pay your auto insurance premiums on time, and choose the policy that you want to help keep costs of coverage low.

Texas Car Insurance Quotes – Shop & Save

To minimize costs of your insurance coverage, simply make a few comparisons. Available upon request, Texas car insurance quotes enable you to look around with a few providers to determine firsthand where the best rates are found, minimizing the costs so that coverage is affordable to even people who are on a budget. It is easy to compare to find the best car insurance in Texas, whether you live in Austin, The Woodlands, Dallas, Arlington, or elsewhere in the state.

Texas Car Insurance Requirements

Although choosing a policy with higher limits and additional coverage is possible, law requires all drivers to carry the following amounts of coverage:

  • Bodily Injury Coverage: $30,000 -One injury
  • Bodily Injury Coverage: $60,000 -For all injuries related to the accident
  • Property Damage Coverage: $25,000

A policy with the amounts above is not optional. If you are without a policy in these amounts, you are committing a crime in the state. It is a slew of trouble that you do not want to encounter, especially when you can avoid headaches when you compare quotes.

Texas car insurance quotes are provided upon request at no charge. Request quotes from three to four (or more) companies to ensure that you get cheap car insurance in Texas that exceeds expectations. Drivers just like yourself are comparing policies and enjoying the best car insurance in Texas at prices that won’t break the bank. You can enjoy the same benefits when you make your comparisons with our agency today. Comparing prices of policies is simple, easy, and won’t take much time. In fact, it takes only a few minutes of your time to compare costs with several companies offering insurance coverage. At the end of the day, it is well-worth spending a few minutes of time comparing rates to get the best insurance around.

 Contact us today for a FREE quote at (281) 941-2863

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